Free Loan Application Process

1. Review full guidelines and eligibility requirements below.


2. Fill out your application and Co-Signer application (2 for loans $2001-$4000) or contact Ben at 503-892-7417 to have an application mailed to you. You may also direct download and print the Borrower and Co-Signer applications.

3. Provide required documents (complete application and proof of income from both Borrower and Co-signer) by:


  • Mail to Jewish Free Loan
    C/O Jewish Federation of Greater Portland 
    6680 SW Capitol Hwy
    Portland, OR 97219
  • Fax to 503-245-6603

4. After credit checks are completed on the Borrower and Co-signer, you will meet members of the Loan Committee for an in-person interview.

5. After all documentation is received and interview is complete, you will receive notification of your loan status.


6. If approved, you will complete and return the following to receive your loan check:

•  Promissory Note
  Co-Signer Agreement   (2 for loans $2001-$4000)
Automatic Withdrawal Authorization 


Applicants must:

  • Identify as Jewish
  • Be 18 years of age or older
  • Have a Co-signer (2 co-signers if loan over $2000)
  • Have lived in Oregon or SW Washington area for at least 6 months

Loan Details

  • Loans available for up to $4000.
  • Loans are available for life’s “ups and downs,” e.g. camp or school tuition, Israel experience, car repair, medical expense, housing assistance, etc.  Loans should be made for a worthwhile or legitimate purpose.
  • Borrowers are required to provide a Guarantor/Co-signer for loan. A spouse is a co-borrower but does not satisfy the requirement for a co-signer.
  • 1 co-signer for loans up to $2000, 2 co-signers required for loans $2001-$4000.
  • The two co-signers on loans over $2000 cannot be married to each other.
  • Borrower and Co-signer are required to provide proof of employment/income source(s).
  • Borrower and Co-signer are both subject to a secure credit check run by the Jewish Federation.
  • An in-person interview with Loan Committee must be conducted in a timely fashion as part of the approval process.
  • Loan process & application materials are kept confidential.


Repayment Details

  • Loans are to be re-paid by Borrower over time frame determined by loan committee, not to exceed 36 months.
  • Loan repayment shall be made by automatic debit / credit charge or ACH (automatic withdrawals from checking or savings account).
  • Failure to make timely payments may result in full payment being required before the next scheduled payment date.
  • Co-signer will be required to repay the loan if the Borrower fails to do so.


Questions? Contact us at or 503-892-7417.